Why can a low fee still be expensive?
Because FX markup and payout-method restrictions can reduce the final received amount more than the headline fee suggests.
Answers to the most common questions about remittance costs, payout methods, speed, and safety in Southeast Asia.
These FAQs explain how to interpret SEARateGuide comparisons—what “estimated received amount” means, why FX markup can matter more than headline fees, and why payout speed varies by corridor and method. Use them to pick a payout channel your recipient can actually use and to avoid hidden costs. SEARateGuide is information-only; always confirm the final quote, limits, and requirements at the provider’s official checkout before sending.
Because FX markup and payout-method restrictions can reduce the final received amount more than the headline fee suggests.
Compare the estimated received amount, total cost (fee + FX impact), payout method, and payout time under the same send amount.
It depends on what your recipient can use. Wallets can be faster, banks can be convenient for larger amounts, and cash pickup can help in underbanked areas.
Payout speed varies by provider rails, banking hours, wallet integration, compliance checks, and local partner availability.
They are estimates. Always confirm the final quote, limits, and payout method on the provider’s official checkout page before sending.